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Estate Readiness Check

Is your family ready — whatever happens?

A few short questions, about five minutes. It isn't about how much you own — it's whether the people you love could actually cope if something happened to you, or if you couldn't manage things yourself. You'll get a quick estimate and your biggest gaps.

By NexGen Estate PlanningIndian law · 2026About 5 minutesPrivate — stays on your device
Everyday language. No legal jargon — with a plain explanation for every question if you want it.
No login, no sensitive details. Never enter account numbers, passwords or exact amounts. Answers stay on this device and clear after 30 days.
A quick estimate, not the last word. A detailed adviser review looks at far more and may change the result.

Not sure what a question means? Tap "? What this means" at the top of any question. "I'm not sure" is always a fine answer.

This is an educational tool, not legal or financial advice. It gives an indicative estimate based only on your answers; a full adviser review looks at far more. Reflects Indian law as at 2026.

Questions people ask before they start

Straight answers, in plain language.

What does “estate readiness” actually mean?
It’s whether the people you love could actually find, access, inherit and manage what you own — and make decisions for you if you couldn’t — not how much you own. This check gives a quick, indicative estimate across those areas and shows your biggest gaps.
Isn’t making a Will enough?
A Will is essential, but it isn’t the whole picture. It only takes effect on death, it has to be found and often proved, and it says nothing about what happens if you’re alive but can’t manage your own affairs. Real readiness also depends on access, nominations and someone empowered to act for you.
Does my nominee automatically inherit my money?
Usually no. In India a nominee normally receives the asset as a trustee and must pass it to your legal heirs — the Supreme Court confirmed this in Shakti Yezdani (2023). Insurance is a limited exception. A nomination is not a substitute for a Will.
What if I become incapacitated — not death?
If you can’t manage things and haven’t authorised someone in advance, your family can face delays and court steps to act for you; an ordinary Power of Attorney lapses if you become of unsound mind. This check treats incapacity as seriously as death.
Is my information private?
Yes. It never asks for account numbers, passwords or exact amounts. Your answers stay on your device, aren’t sent anywhere unless you ask for a review, and clear after 30 days.
Is this legal advice?
No — it’s an educational quick estimate based only on your answers, reflecting Indian law as at 2026. A qualified adviser’s review looks at far more and may change the result.